For many retirees, the prospect of spending the next few decades sitting around the house, and perhaps indulging in the occasional spot of gardening, might be perfectly satisfying. For others, retirement might represent a chance to get out into the world and have an adventure or two. If you’re a member of the latter category, then you might decide to invest in a yacht. You can find yachts for sale from a variety of vendors. But exactly why might this purchase be worth considering? What benefits can a yacht bring to your retirement?

Freedom and adventure

A yacht can provide a means of accessing some of the world’s more remote natural treasures, which might be denied to most tourists. You might head out into the open water in search of dolphins, whales, and other incredible marine life. You might drop anchor in a deserted cover or bay, or even go and explore a remote fishing village in a part of the world that few tourists have even heard of.

When you own the yacht, you can set your own pace, and craft an itinerary that suits your objectives. If you’d prefer to make progress on a given day, then you can easily move on to the next port. If, on the other hand, you’d prefer to take it easy and explore your current surroundings, you can do that, too. In other words, a yacht affords you greater flexibility.

Relaxation and wellness

The sea also provides an ideal means of enjoying a wellness holiday. If you’re out in the open water, you might enjoy the peaceful lapping of the waves against the hull. This can help you to relax, and drive down stress levels.

On larger, luxury yachts, you might also benefit from onboard facilities that rival those of a spa on dry land. These might include saunas, massage tables, spacious cabins, and Michelin-quality kitchens.

Read more: How the over-50s are leading the field in adventure travel

Social connection and community

Yachting can be a solitary, private activity – or, if you’re willing to talk to other yacht owners, it can be a means of making friendships that might last a lifetime. At every harbour, you might run into other yacht owners. You’ll be able to make friends with them.

At the same time, a yacht might also provide a means of entertaining your friends and family, which can be perfect for retirees who’d like to see their families during the summer.

Yachting might also deepen your appreciation for the oceans and the creatures that live in them. You might contribute to maritime conservation charities, and even participate directly in conservation activities, with the help of your yacht.

Investment and lifestyle

A yacht might also provide you with bragging rights. It’s a sign that you’ve saved up enough to make a large investment. Better yet, that investment might have the potential to appreciate in the future. But, unlike gold, oil, or bitcoin, a yacht actually provides utility in the real world.

Important considerations

Before you make the decision to invest in a yacht, there are a few important factors worth weighing. You’ll need to invest both money and time. You might need to pay a crew to run the boat – or, you can take a boating course and gain the necessary skills yourself.

For those with the resources, owning a boat can be beneficial for all of the reasons we’ve covered. But there are other options for retirees who don’t quite have the money to buy. You can charter a yacht for a particular trip, share ownership with other people, or even sell your house in favour of living aboard your yacht permanently.

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If you are in pursuit of a unique luxurious experience, sailing to Mexico offers the perfect blend of relaxation and exploration unlike any other.

When to go

In general you can explore the Mexican coast every season of the year by cruise from the UK. However, the best time to cruise Mexico is in the dry season which runs from November to April. It is considered to be the peak time for tourism.

During this period, the weather is dry and pleasant in most parts of the country. It’s perfect for exploring the archaeological sites and enjoying outdoor activities on the beach.

That said, the timing of your visit depends on the region you want to explore or for any other specific experience which you wish to pursue.

If you are interested in sailing to Mexico and witnessing the Holy Week leading up to Eastern, then plan your voyage accordingly. For traditional Mexican festivals, like the Day of the Dead, go in late October.

Popular cruise destination in Mexico

The Southampton Cruise Centre and Royal Caribbean UK offers trips to Western Caribbean and Cabo San Lucas, a resort getaway on the Baja California Peninsula, famous for its water activities, beaches and nightlife.

Read more: cruise novice Georgia heads for the launch of new ship, Amibition!

Cruise trips from the UK also sail to Cozumel, a stunning Caribbean island on the east coast of Mexico. The place is known for the vibrant coral reefs and first class diving and snorkelling opportunities. Along with rich Mayan heritage and unrivalled natural beauty.

Mazatlán is another captivating port of call which is located on the country’s Pacific coast and known for its golden beaches, stunning colonial architecture and vibrant local culture. Some places of interest are the Old Town and the bustling Malecon for a heady mix of sun, sea and Mexican vibe.

Cenotes to Rainforests and ruins  

A cruise to Mexico has everything from beaches, jungles to volcanoes which allow visitors to experience outdoor as well as urban adventures of all kinds.

For art lovers, the surreal works of Frida Kahlo and the ancient art treasures from the Maya civilization are a must see.

Then there are the ancient Mayan ruins of Chichen Itza and Tulum which draw history lovers from all corners of the world. Discover the country’s Aztec roots at Tenochtitlan and Temple Mayor, dating back to thousands of years.

It is easy to get immersed in nature when in Mexico. Take a tour to the cenotes, or go on a rainforest safari to spot exotic species like iguanas, macaws and other wildlife.

In the end

 A cruise to Mexico is full of exciting destinations, each with their unique style and charm. While the wild west coast offers natural beauty and vibrant adventures as its counterpart ,the eastern coast of Riviera Maya.

Then there is the Yucatan Peninsula, where you can stop in Cozumel island and enjoy azure blue waters and unspoilt island appeal.

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But how feasible would this actually be? This article will break down everything you need to know about getting a boat in retirement.

What are the benefits?

Retirement brings with it the opportunity to break away from the mundanity of normal life. And embark on that adventure you have always dreamed of.

It’s also the perfect time to think about downsizing ¬– or selling up completely – and getting a boat for the slow-paced, tranquil life. You’ll have the freedom to explore this beautiful country at your leisure. Away from the hustle and bustle of busy towns and cities.

Finding the right type of boat for you

Depending on your circumstances and preferences, there are several different types of boat to choose from. Along with the price, be sure to consider the vessel’s size, maintenance costs and how it runs.

Below are some of the most popular options for the perfect floating home:

• Narrowboat: Narrowboats provide the perfect solution for retirees looking to spend their time on the many canals and rivers that weave through the UK. Many people create an intimate outdoor seating area above the hull to enjoy a relaxing cup of coffee.

• Sailboats: Classic sailboats give you the freedom to venture out on the seas for an exciting adventure. Some smaller ones may not come with all the amenities you require, though, so consider something larger if you plan to spend the majority of your time on board.

• Trawlers: These boats are designed to cope with long-distance journeys and are perfectly suited for retirees looking to live on the water full-time. They are spacious, which means many can fit in full-size amenities such as bedrooms, bathrooms and living spaces. Their size is reflected in the price, which is considerably more than a smaller sailboat.

• Yachts: An option for those who have a larger budget, a yacht will provide you with the most luxurious experience. They are well equipped with state-of-the-art technology and lavish fixtures and fittings. Offering you the closest experience to having a floating home.

Buying a boat

You can buy a new boat in a range of places. Many people buy them used, and there are online marketplaces and platforms where you can check out your options and plan a trip to see the vessel in person. Make sure you carefully check the condition it is in matches the description and confirm all the necessary paperwork is in place before buying.

Insurance and licenses

The type of vessel you choose will influence what sort of boat insurance is suitable, so take the time to consider your options carefully. You will need to attain official documentation, licenses and experience to be able to sail. So, getting some qualifications beforehand would be ideal.

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Stephen ‘Paynie’ Payne talks about how he threw caution to the wind – quite literally – by impulse-buying a boat, setting sail on a European adventure, and completely changing his life in the process. Proving you’re never too old to learn new things. Either that, or hurrah for a brilliant midlife adventure/crisis!

[All images provided by Stephen Payne]

Stephen Payne

To be honest, I’m not doing well with this whole ‘silver’ thing. Not long ago, I got an email inviting me to join the AARP. For those who don’t know, that’s the American Association of Retired Persons – worst of all, I’m not even American.

And the other day, a damn teenager offered me their seat on a bus. This does not make me happy. In my mind, I’m still 38. But if I write this, I guess there’s no going back and I’ll be officially old. Excuse me while I shake my stick in the air.

My impulse purchase

In January 2020, I was relatively unhappy with UK politics. I’m not one to sit on my laurels and fret, so I bought a boat. Before I took this action, my knowledge of boating could be written on a relatively small postcard, but on 7 January 2020, I made a silly offer on a boat and, lo and behold, it was accepted.

Before I took this action, my knowledge of boating could be written on a relatively small postcard

By “boat”, I don’t mean a real boat. I mean a boat with motors. No stick. No rag. But you can’t really sail on the River Thames anyway, so it fitted my needs well. Then it occurred to me that I needed to take the boat somewhere that wasn’t England. France was only 21 miles away.

Bray Marina, UK

So, I started the process of gaining the documentation and knowledge required to exit the UK, cross the channel, and traverse France all the way to the Mediterranean. You need appropriate insurance, an International Certificate of Competence, which is attained by passing the CEVNI test (that stands for Code Europeen des Voies de Navigation Interieure, in case you’re interested). And a resounding belief that anything is possible. Simples.

So… I’m doing the impossible…

At 2:30pm on Saturday 26 June, I exited Ramsgate Marina for the last time. My adventure had officially commenced. Four hours later, I was in France. I paused in the lovely town of Calais for a few days to get my bearings, before setting off south towards Paris. On the boat.

Crossing to Calais

Crossing to Calais

My adventure was paused slightly in the city of St Omer because a large lock gate was being replaced, so I took the opportunity to get to know France better. I bought a bicycle and explored the local hood. A major problem with France is that the bread and baguettes are so delicious that it’s tempting to just eat them instead of actual meals. But I have almost infinite willpower and ate some other foodstuffs as well.

While I was there, I shot a music video for one of my neighbours. And that ended up paying for my entire stay and a full tank of diesel.

St Omer

On Thursday 19 August 2021, I arrived in Paris. My intention was to spend one week there, but it was so nice, I stayed for six weeks. My home base was the Paris Arsenal Marina, just south of the Bastille. It costs about €45 a night, but considering my location, that seemed relatively inexpensive. While I was there, I shot a music video for one of my neighbours. And that ended up paying for my entire stay and a full tank of diesel.

Before embarking on this adventure, I tuned up my filmmaking skills and created a YouTube channel. I did this because I like making little films. And I like to encourage people to do stuff out of their comfort zone. No one ever died thinking they should have been less adventurous. Well, maybe a couple of people, but they’re probably not with us anymore, and at least they died happy(ish).

Just north of Paris

The high point of Paris was a trip to the top of the Eiffel Tower. I’ve been to Paris many times before, but never made it up there. It’s mind-blowingly beautiful.

You’ve probably heard that the French are not as friendly as they could be. Let me dispel that myth right away. The French people were amazingly friendly and helpful. I never came across one bad attitude the whole time I was there. However, the thing about journeys is you have to keep moving. By the end of September, it was time to leave my new favourite city and continue the voyage south.

Time to leave Paris…

I paused in Chartrettes in the Île-de-France region, waiting for my friend Beanie to join me, then we headed south again. You do not need two people on board to negotiate French waterways, but a second pair of hands is useful when transiting through locks. Useful, but not essential.

I became quite adept at manoeuvring through locks solo. I’d probably only negotiated four or five locks before I hit France. I scooted my way through 216 of them before I got to the Mediterranean.

Central France

Another pause was taken in Montargis in the Centre-Val de Loire Région because of bridge maintenance. We nabbed a great mooring spot in the middle of town. Someone from the VNF, France’s navigation authority, popped by to let me know I could stay as long as I needed and they would provide free power and water. To use French waterways, you need a vignette that costs €126 per month. Total bargain.

Montargis

Many people have asked me how much I spent on diesel and the answer is that I really don’t know. I never kept track of it because what would be the point? It’s not like I could do it cheaper, so I saved time by not bothering to work it out. If I had to guess, I probably used less than one litre per kilometre. If there was some distance between locks, I turned off one motor. It really didn’t need much throttle to stick to the four-knot speed limit.

Finally hitting the sea down South…

Other notable stops along the way were Briare, Nevers, Chalon-sur-Saone, Lyon and Viviers. France is a wonderful country and I highly recommend it, especially by boat. Don’t worry if, like me, your initial boating skills could be written on a postcard. It’s quite easy to rent a boat and spend a week on the water learning a new skill.

It took me a year to reach salty water again. It could’ve taken less time to reach the Mediterranean, but I didn’t buy a boat to get places fast. I might be a little old, but I’m not dead yet and have more skills to learn. Maybe I’ll try BASE jumping. Maybe not.

Despite my earlier remarks, I might not actually have unlimited willpower. It might be safer to stick to boating, filmmaking, and photography…

Photography: Paynie.net

Stephen Payne

Stephen J Payne was born in Torquay Devon, quite a long time ago. He got out of there fast and moved to London, becoming a photographer for the music papers and the London Evening Standard. Retaining his love of music, he directed many music videos and live concert films, eventually moving to Los Angeles in 1991. He returned to Blighty in 2018, and after drinking too much coffee, or cocktails, he bought a boat.

The post You’re never too old, and it’s never too late appeared first on Silver Magazine.

Buying your first yacht is incredibly exciting, and the decision you make is an important one. Without the right knowledge and experience under your belt, it can be easy to be led astray by the most attractive yachts. However, you must consider maintenance costs, safety, and additional legalities.

In this article, we’ll be providing our top tips on what to consider before purchasing your first yacht.

Review your lifestyle

Firstly, you should ask yourself why you want to buy a yacht. Think about what you’ll use it for, whether that’s for family holidays, freedom of travelling, or yacht chartering.

A yacht is an excellent investment if you’re looking to create long-lasting memories with loved ones. Having your yacht will enhance your current lifestyle and offer an escape from the stresses of daily life.

Purchasing a yacht will provide you with a comfortable retreat and allow you to explore a wide range of destinations at your leisure.

Finance and budgeting

The upfront costs of buying a yacht aren’t the only thing you need to consider. You’ll need to account for the cost of ownership, insurance, maintenance, and docking.

Finding a marina or harbour for your yacht can be challenging, especially as these are in high demand. It’s worth scoping out a place to house your yacht first before making the purchase.

You must select a boat type that best meets your requirements. Think about how and where you plan to use your yacht regularly. Depending on the type of adventures you’ll be embarking on will determine the yacht you should go for. You can always charter a separate yacht if you’re planning a one-off trip to somewhere that isn’t suitable for your yacht.

If you’re a busy individual but still want to enjoy the experience of owning a yacht, you could consider shared ownership. Work commitments might mean you can’t spend as much time on your yacht as you’d like, so shared ownership allows an easy way to own a yacht at a fraction of the cost.

You’ll be sharing the acquisition and operational costs while benefiting from full yacht management and maintenance, even if you’re out of the country.

Finding the right yacht for you

It’s important to be patient throughout the yacht-buying process. Don’t just go for the first one you see or the one that’s most aesthetically pleasing. Your yacht needs to relate to your lifestyle and needs.

For example, do you enjoy al fresco dining and sunbathing? Do you want to take part in fishing and water sports? Are you planning on hosting yacht parties? All of these factors can help you find the right yacht for you.

You should also consider safety and comfort when browsing luxury yachts for sale. Understanding the size and equipment involved is imperative. Hire a yacht management crew to take care of your ship and ensure optimum safety.

Thinking of your future

Owning a yacht provides so many opportunities, from business ventures to travel inspiration. You can acquire the relevant license to charter your yacht to like-minded individuals and make a business from your investment.

Alternatively, there are so many destinations you can explore with your yacht. Visit remote islands, hidden coves, and beautiful coastal cities, and do so at your own pace. Create a bespoke itinerary for you and your guests and enjoy the flexibility that owning a yacht offers you.

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