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	<title>Cost of living Archives - Silver Magazine</title>
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		<title>How to maximise your travel budget</title>
		<link>https://silvermagazine.co.uk/how-to-maximise-your-travel-budget?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-maximise-your-travel-budget</link>
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		<dc:creator><![CDATA[silvermagazine]]></dc:creator>
		<pubDate>Tue, 24 Jun 2025 05:58:25 +0000</pubDate>
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					<description><![CDATA[<p>The best strategies for saving on transportation costs Travel doesn’t have to be expensive. You simply have to be savvy when making decisions and make the most of the available resources, including discounts and special deals. So it’s all about how to maximise your travel budget. Let’s look at some ways to get the most out of your travel budget and make your next trip more affordable. You won’t have to choose between saving money and travelling in ultimate comfort. Plan ahead to secure the best deals One of the easiest ways to save money while travelling is to plan your journey in advance. Quite often, booking well before you set off will help you benefit from cheaper fares. Many transport companies provide discounts for early booking, whether it’s trains, flights, or bus tickets. For example, advance train tickets are likely to be available at cheaper rates than those bought last minute. Take advantage of travel passes and discount cards There are a lot of discount cards in the UK that offer discounted train tickets and/or bus and attraction prices for their holders. The National Railcard is particularly popular with travellers as it offers a third off most train fares [...]</p>
<p>The post <a href="https://silvermagazine.co.uk/how-to-maximise-your-travel-budget">How to maximise your travel budget</a> appeared first on <a href="https://silvermagazine.co.uk">Silver Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h2>The best strategies for saving on transportation costs</h2>
<p>Travel doesn’t have to be expensive. You simply have to be savvy when making decisions and make the most of the available resources, including discounts and special deals. So it’s all about how to maximise your travel budget. Let’s look at some ways to get the most out of your travel budget and make your next trip more affordable. You won’t have to choose between saving money and travelling in ultimate comfort.</p>
<h3>Plan ahead to secure the best deals</h3>
<p>One of the easiest ways to save money while travelling is to plan your journey in advance. Quite often, booking well before you set off will help you benefit from cheaper fares. Many transport companies provide discounts for early booking, whether it’s trains, flights, or bus tickets. For example, advance train tickets are likely to be available at cheaper rates than those bought last minute.</p>
<h3>Take advantage of travel passes and discount cards</h3>
<p>There are a lot of discount cards in the UK that offer discounted train tickets and/or bus and attraction prices for their holders. The National Railcard is particularly popular with travellers as it offers a third off most train fares nationwide. If you often make trips, then you can also save money with specific travel passes which offer unlimited access to a mode of transport for one fixed cost.</p>
<h3>Explore alternative routes and modes of transport</h3>
<p>The shortest route isn’t always necessarily the cheapest. It may be the case that choosing an alternative mode of transport could help you reap the rewards of better rates. Sometimes, coaches and trains can be more affordable (this, of course, depends on the carrier and the route) and more comfortable than travelling by air. This is especially true if you’re planning on going short distances. You can save even more on your overall travel budget by using additional options or combining different modes of transport.</p>
<h3>Smart savings when travelling by rail</h3>
<p>Travelling by train is one of the most popular ways to get from one part of the country to another. However, the costs of tickets can quickly add up if you’re not savvy about how and when you book. To make sure you don’t overshoot your budget, look out for discounts and offers and compare ticket prices. It’s not uncommon for tickets to cost less overall when each leg of the journey is booked separately.</p>
<p>If you are interested in saving money on trains, using services like <a href="https://www.splitmyfare.co.uk/cheap-train-tickets/" target="_blank" rel="noopener">Split My Fare</a> is one of the quickest and most reliable ways to do so. You split the journey and tickets, which is sometimes cheaper than purchasing a single fare.</p>
<h3>Travel during off-peak hours</h3>
<p>Book your journey during the off-peak hours. The price of your ticket is going to vary depending on the time that you travel. In most cases, trains during a weekday and not within the rush hour are cheaper than when commuters are on their way to or from work. So if you can book in the early hours of the morning or late at night, you will be more likely to grab a cheaper fare.</p>
<p><span style="color: #c62e65;"><em><strong><a style="color: #c62e65;" href="https://silvermagazine.co.uk/how-to-travel-on-a-budget-in-retirement-italy-edition" target="_blank" rel="noopener">Read more: How to retire to Italy on a budget</a></strong></em></span></p>
<h3>Keep an eye on special promotions and offers</h3>
<p>Special features and discounted tickets are offered throughout different times of the year. This means you won’t have to wait around to find a cheaper deal. Offers like train line reductions, cheap season tickets, festival discount tickets, and cheap day trains are highlighted during certain seasons of the year. These fare reductions cannot always be expected, but subscribe to your chosen company and keep an eye on political events.</p>
<p>By combining the plans mentioned, predicting the future, knowing where to find cheap tickets, booking a year in advance, splitting your tickets, and asking questions, travelling becomes simpler and easier on your pocket.</p>
<div class="saboxplugin-wrap" itemtype="http://schema.org/Person" itemscope itemprop="author"><div class="saboxplugin-tab"><div class="saboxplugin-gravatar"><img decoding="async" src="https://silvermagazine.co.uk/wp-content/uploads/2022/01/File-25-11-2021-14-52-43.png" width="100"  height="100" alt="Silver Magazine logo social" itemprop="image"></div><div class="saboxplugin-authorname"><a href="https://silvermagazine.co.uk/author/silvermagazine" class="vcard author" rel="author"><span class="fn">silvermagazine</span></a></div><div class="saboxplugin-desc"><div itemprop="description"><p>If you&#8217;d like to receive a regular mini-magazine direct to your inbox with a selection of editorial features to read at your leisure, please sign up for our <a href="https://silvermagazine.co.uk/sign-up-for-silver-magazine-newsletter" target="_blank" rel="noopener">newsletter</a>. We also run the odd competition and offer and whatnot, and newsletter members get the heads-up first.</p>
</div></div><div class="clearfix"></div></div></div><p>The post <a href="https://silvermagazine.co.uk/how-to-maximise-your-travel-budget">How to maximise your travel budget</a> appeared first on <a href="https://silvermagazine.co.uk">Silver Magazine</a>.</p>
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		<title>Entertaining at home more popular as cost of living hits pockets</title>
		<link>https://silvermagazine.co.uk/people-entertain-at-home-cost-of-living?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=people-entertain-at-home-cost-of-living</link>
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		<dc:creator><![CDATA[silvermagazine]]></dc:creator>
		<pubDate>Thu, 20 Apr 2023 10:54:39 +0000</pubDate>
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		<guid isPermaLink="false">https://silvermagazine.co.uk/?p=6330</guid>

					<description><![CDATA[<p>We&#8217;re all cutting costs and avoiding certain luxuries right now. But what impact has this had on hospitality industries? The gastronomy industry has taken a significant hit over the past few years, with many failing after months of lockdown and restrictions. And now we&#8217;re facing inflated costs and household bills. With budgets tighter than ever before, luxuries like eating out are often the first things to be scrapped in order to save money. So many people are entertaining at home because of the cost of living crisis. And because of this more urgent need to save the pennies, this has led to a remarkable rise in entertaining at home. Instead of eating out, friends are much more likely to meet at one another’s houses and enjoy an evening of homecooked food and board games.  How is the current rate of inflation impacting things? Inflation is something that is on everyone’s minds at the moment, and everyone will have noticed the steep hike in prices of standard products. The 12 months leading up to February 2023 saw an eyewatering 9.2 per cent increase across the board. This mainly effected gas and electricity prices, but also the prices of food and non-alcoholic [...]</p>
<p>The post <a href="https://silvermagazine.co.uk/people-entertain-at-home-cost-of-living">Entertaining at home more popular as cost of living hits pockets</a> appeared first on <a href="https://silvermagazine.co.uk">Silver Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h2>We&#8217;re all cutting costs and avoiding certain luxuries right now. But what impact has this had on hospitality industries?</h2>
<p>The gastronomy industry has taken a significant hit over the past few years, with many failing after months of lockdown and restrictions. And now we&#8217;re facing inflated costs and household bills. With budgets tighter than ever before, luxuries like eating out are often the first things to be scrapped in order to save money.<span class="Apple-converted-space"> So many people are entertaining at home because of the cost of living crisis.<br />
</span></p>
<p>And because of this more urgent need to save the pennies, this has led to a remarkable rise in entertaining at home. Instead of eating out, friends are much more likely to meet at one another’s houses and enjoy an evening of homecooked food and board games.<span class="Apple-converted-space"> </span></p>
<h3>How is the current rate of inflation impacting things?</h3>
<p>Inflation is something that is on everyone’s minds at the moment, and everyone will have noticed the <a href="https://www.ons.gov.uk/economy/inflationandpriceindices" target="_blank" rel="noopener">steep hike in prices of standard products</a>. The 12 months leading up to February 2023 saw an eyewatering 9.2 per cent increase across the board. This mainly effected gas and electricity prices, but also the prices of food and non-alcoholic beverages.<span class="Apple-converted-space"> </span></p>
<p>This is in stark comparison to February 2022 which saw a CPIH increase of 0.7 per cent in comparison to 1.0 per cent in February 2023. So, it’s clear that the events of the past year in particular have been straining household budgets.<span class="Apple-converted-space"> </span></p>
<h3>What entertaining at home has meant for shopping habits</h3>
<p>Entertaining at home requires more than just food. For many, it <a href="https://www.housebeautiful.com/uk/decorate/a37339011/home-entertaining/" target="_blank" rel="noopener">encapsulates a whole experience</a> which is only possible with a few household items. Sales of home accessories and furniture in March rose steeply as people sought to spruce up their home for visitors.<span class="Apple-converted-space"> </span></p>
<p>And as people avoid the restaurants and opt for more nights in, they’re turning to streaming services to entertain them throughout the evening. Consequently, spending on such services and subscriptions to digital content saw its highest growth since last Autumn.<span class="Apple-converted-space"> </span></p>
<h3>Is this the new normal?</h3>
<p>For many of us, there seems to be no light at the end of the tunnel just yet. As food prices continue to rise and household bills take huge chunks out of people’s budgeting, significant cost pressures don’t suggest that people will be flocking back to restaurants any time soon.<span class="Apple-converted-space"> </span></p>
<p>However, by entertaining at home, employing handy tricks to preserve energy and heating, and <a href="https://healthservicediscounts.com/retailers/asos-1711" target="_blank" rel="noopener">saving money with ASOS NHS discount codes</a>, people are still managing to have fun amid the financial crisis.</p>
<p><em><strong><a href="https://silvermagazine.co.uk/5-home-improvements-you-can-do-on-a-budget" target="_blank" rel="noopener">Read more: 5 home improvements you can do on a budget</a></strong></em></p>
<h3>Will inflation continue to rise?</h3>
<p>Inflation is generally expected to fall this year. Wholesale energy prices have already fallen a lot, imported goods are expected to get cheaper and because people aren’t spending as much as they used to, there will be less demand for certain things overall.<span class="Apple-converted-space"> </span></p>
<p>Inflation actually stopped rising in the middle of 2022 and has been stable ever since. Once it starts to fall, banks must do everything they can to keep it low.<span class="Apple-converted-space"> </span></p>
<div class="saboxplugin-wrap" itemtype="http://schema.org/Person" itemscope itemprop="author"><div class="saboxplugin-tab"><div class="saboxplugin-gravatar"><img decoding="async" src="https://silvermagazine.co.uk/wp-content/uploads/2022/01/File-25-11-2021-14-52-43.png" width="100"  height="100" alt="Silver Magazine logo social" itemprop="image"></div><div class="saboxplugin-authorname"><a href="https://silvermagazine.co.uk/author/silvermagazine" class="vcard author" rel="author"><span class="fn">silvermagazine</span></a></div><div class="saboxplugin-desc"><div itemprop="description"><p>If you&#8217;d like to receive a regular mini-magazine direct to your inbox with a selection of editorial features to read at your leisure, please sign up for our <a href="https://silvermagazine.co.uk/sign-up-for-silver-magazine-newsletter" target="_blank" rel="noopener">newsletter</a>. We also run the odd competition and offer and whatnot, and newsletter members get the heads-up first.</p>
</div></div><div class="clearfix"></div></div></div><p>The post <a href="https://silvermagazine.co.uk/people-entertain-at-home-cost-of-living">Entertaining at home more popular as cost of living hits pockets</a> appeared first on <a href="https://silvermagazine.co.uk">Silver Magazine</a>.</p>
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		<title>Christmas strike dates &#8211; winter strikes and walkouts</title>
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		<dc:creator><![CDATA[Lana Hall]]></dc:creator>
		<pubDate>Wed, 14 Dec 2022 06:30:31 +0000</pubDate>
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					<description><![CDATA[<p>Tis the season for… strike action. Here’s a roundup of disruptions until the new year so you won’t be caught out The info in this article may well change, but we’ll try to keep an eye on it. But for now, here are strike dates and walkouts in the UK coming up around Christmas. Royal Mail  Royal Mail have announced strike actions over an increase in pay by 9 per cent.  During National Strike days, Royal Mail has shared that they will not be delivering letters. They will prioritise 24 hour tracked, and special delivery parcels and letters. Covid tests and medical prescriptions will also be prioritised where possible.  Post Offices will be opening and operating as usual, but customers should expect delays to anything posted on or after strike action days.  Dates:  14-15 December  23-24 December Railway workers Strike action is being carried out by the RMT union. It’s likely that services running on these days will be limited. There is also disruption predicted around the days leading up to, and post strike action. Dates: 13-14 December 16-17 December From 6pm, 24 &#8211; until 6am, 27 December 3-4 January 2023 6-7 January 2023 Nurses The Royal College of Nursing [...]</p>
<p>The post <a href="https://silvermagazine.co.uk/strike-dates-uk-christmas">Christmas strike dates &#8211; winter strikes and walkouts</a> appeared first on <a href="https://silvermagazine.co.uk">Silver Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h2>Tis the season for… strike action. Here’s a roundup of disruptions until the new year so you won’t be caught out</h2>
<p>The info in this article may well change, but we’ll try to keep an eye on it. But for now, here are strike dates and walkouts in the UK coming up around Christmas.</p>
<h3>Royal Mail<span class="Apple-converted-space"> </span></h3>
<p><a href="https://www.royalmail.com/latest-news" target="_blank" rel="noopener">Royal Mail</a> have announced strike actions over an increase in pay by 9 per cent.<span class="Apple-converted-space"> </span></p>
<p>During National Strike days, Royal Mail has shared that they will not be delivering letters. They will prioritise 24 hour tracked, and special delivery parcels and letters. Covid tests and medical prescriptions will also be prioritised where possible.<span class="Apple-converted-space"> </span></p>
<p>Post Offices will be opening and operating as usual, but customers should expect delays to anything posted on or after strike action days.<span class="Apple-converted-space"> </span></p>
<p>Dates:<span class="Apple-converted-space"> </span></p>
<ul>
<li>14-15 December<span class="Apple-converted-space"> </span></li>
<li>23-24 December</li>
</ul>
<h3>Railway workers</h3>
<p>Strike action is being carried out by the RMT union. It’s likely that <a href="https://www.nationalrail.co.uk/service_disruptions/industrialaction.aspx" target="_blank" rel="noopener">services running on these days will be limited</a>. There is also disruption predicted around the days leading up to, and post strike action.</p>
<p>Dates:</p>
<ul>
<li>13-14 December</li>
<li>16-17 December</li>
<li>From 6pm, 24 &#8211; until 6am, 27 December</li>
<li>3-4 January 2023</li>
<li>6-7 January 2023</li>
</ul>
<h3>Nurses</h3>
<p>The <a href="https://www.rcn.org.uk/Get-Involved/Campaign-with-us/Fair-Pay-for-Nursing/Latest-updates/Industrial-action-FAQs" target="_blank" rel="noopener">Royal College of Nursing</a> have announced industrial action over fairer wages. They’re calling for a 17.6 per cent pay rise. <span class="Apple-converted-space"> </span></p>
<p>Dates:<span class="Apple-converted-space"> </span></p>
<ul>
<li>15 December</li>
<li>20 December</li>
</ul>
<h3>Ambulance service</h3>
<p>Unions <a href="https://www.gmb.org.uk" target="_blank" rel="noopener">GMB</a>, <a href="https://www.unison.org.uk/" target="_blank" rel="noopener">Unison</a>, and <a href="https://www.unitetheunion.org">Unite </a>have announced <a href="https://www.gmb.org.uk/news/ambulance-strike-dates-announced" target="_blank" rel="noopener">industrial action</a> for ambulance workers over pay, after Government refused demands of a pay increase.<span class="Apple-converted-space"> </span></p>
<p>The strikes will see more than 10,000 ambulance workers across England and Wales taking action.</p>
<p>The trusts affected are South West Ambulance Service, South East Coast Ambulance Service, North West Ambulance Service, South Central Ambulance Service, North East Ambulance Service, East Midlands Ambulance Service, West Midlands Ambulance Service, Welsh Ambulance Service, and Yorkshire Ambulance Service.<span class="Apple-converted-space"> </span></p>
<p>Dates:<span class="Apple-converted-space"> </span></p>
<ul>
<li>21 December</li>
<li>28 December (GMB Union only)</li>
</ul>
<h3>UK Border Force</h3>
<p>UK Border staff from the <a href="https://www.pcs.org.uk/news-events/news/border-force-officers-strike-over-christmas" target="_blank" rel="noopener">PCS union </a>are expected to strike on the below dates over pensions, fair pay, and job security. Meaning that passengers may find flights cancelled over these dates.</p>
<p>Airports expected to be effected are London Heathrow, London Gatwick, Manchester, Glasgow, Birmingham, and Cardiff.<span class="Apple-converted-space"> </span></p>
<p>Military personnel, along with civil servants are undergoing training to make up for the missing staff come action days. However, the Director-General of Border Force is still warning that “our contingency workforce will not be able to operate with the same efficiency as our permanent workforce.”<span class="Apple-converted-space"> </span></p>
<p>Dates:<span class="Apple-converted-space"> </span></p>
<ul>
<li>23-26 December</li>
<li>28-31 December<span class="Apple-converted-space"> </span></li>
</ul>
<p><a href="https://silvermagazine.co.uk/do-you-run-a-business-are-you-ready-for-the-digital-future" target="_blank" rel="noopener">Do you run a business? Get ready for the digital future</a></p>
<div class="saboxplugin-wrap" itemtype="http://schema.org/Person" itemscope itemprop="author"><div class="saboxplugin-tab"><div class="saboxplugin-gravatar"><img decoding="async" src="https://silvermagazine.co.uk/wp-content/uploads/2022/10/Lana-Hall-Title-Media.jpg" width="100"  height="100" alt="Lana Hall - Title Media" itemprop="image"></div><div class="saboxplugin-authorname"><a href="https://silvermagazine.co.uk/author/lanah" class="vcard author" rel="author"><span class="fn">Lana Hall</span></a></div><div class="saboxplugin-desc"><div itemprop="description"><p>Lana can usually be found spinning her collection of records, or writing odd poems in her phone notes. Her mixer of choice is a ginger beer, and you’ll never find her away from the sea for more than a few weeks.</p>
</div></div><div class="clearfix"></div></div></div><p>The post <a href="https://silvermagazine.co.uk/strike-dates-uk-christmas">Christmas strike dates &#8211; winter strikes and walkouts</a> appeared first on <a href="https://silvermagazine.co.uk">Silver Magazine</a>.</p>
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