None of us want to admit to getting older, and your parents are no different. Watching your parents struggle with age and mobility can be hard, especially when they’ve always been the ones taking care of you. But as time goes on, stairs, long walks, or even simple daily tasks can become more of a challenge.

Helping doesn’t mean taking over, but it means finding ways together to support their independence, comfort, and safety, without making them feel like they’re losing control.

Here’s how you can approach it in a way that feels respectful, practical, and positive for everyone involved.

Start with an open conversation

Before you buy anything or make changes to the house, have a chat and ask how they’re feeling. What’s getting harder? What would make life easier?

This conversation matters more than you might think and it’s a real chance to show that you’re on their side, not just making decisions for them.

You don’t need all the answers straight away. Listening is the most important part.

Spot the small things that add up

Not all mobility issues are dramatic, and often, it’s the little things that begin to wear people down:

• Avoiding stairs
• Taking longer to get in or out of chairs
• Skipping outings because “it’s too much”
• Holding on to walls or furniture while moving

These signs are easy to miss unless you’re looking for them, so keep an eye out when you visit, and gently check in if you notice changes.

Make everyday movement easier

You don’t always need major renovations to help someone move more confidently in their home. A few well-placed changes can make a big difference:

• Install grab rails in the bathroom or hallway
• Add brighter lighting to reduce trip hazards
• Use non-slip mats in key areas
• Rearrange rooms so essentials are easier to reach

These adjustments are often affordable, fast to set up, and help reduce risk without making the home feel clinical.

Think about the stairs of the home

Stairs can become one of the biggest obstacles as mobility declines, especially in two-story homes.

If your parents are already avoiding going upstairs, or struggling to manage it, now is the time to think about stair support.

While some choose to relocate bedrooms or bathrooms to the ground floor, many families opt for a trusted stairlift company that blend in with the home and provide a safe, comfortable solution without a major remodel.

Modern models are surprisingly compact, quiet, and easy to use, often becoming something people wish they’d considered earlier.

A guide to helping without overstepping

Helping your parents with mobility isn’t just about products. It’s about the approach. Here are a few principles that can make the process smoother:

1. Offer, don’t push – Let them know what’s available, but give them time to decide.
2. Make it a team effort – Research solutions together, share ideas, and just generally respect their preferences.
3. Keep dignity at the centre – Avoid phrases like “you can’t” or “you shouldn’t.” Instead, focus on what would make things more enjoyable or less tiring.
4. Be patient with them – Changes can be emotional, and people often need time to accept support.

This isn’t a one-time fix. It’s a journey, and your role is to walk alongside them, not drag them forward.

When to involve a professional

There may come a point when you’re not sure what type of support your parents need. This could be physical therapy, occupational advice, or even small home modifications.

In these cases, speaking to a GP, care coordinator, or mobility specialist can offer useful guidance. Many assessments are free and can open doors to support you didn’t know was available.

Helping them in the right way for their future

Helping your parents stay mobile is about more than avoiding trips and falls, it’s about helping them keep the life they enjoy, with as little disruption as possible.

Small changes, open conversations, and the right tools can make a world of difference. And when it’s done with care and respect, it brings you closer, while giving them the confidence to keep living on their own terms.

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Many parents struggle with the delicate balance of encouraging meaningful relationships between their children and grandparents whilst navigating generational differences and busy family schedules. The key lies not in forcing these connections, but in creating an environment where genuine bonds can flourish naturally.

Building bridges, not walls

The foundation of strong grandparent-grandchild relationships begins with parents acting as positive facilitators rather than gatekeepers. This means speaking warmly about grandparents in everyday conversation, sharing stories from your own childhood, and highlighting the unique qualities that make each grandparent special. Children pick up on parental attitudes more than we realise, so demonstrating genuine respect and affection for your own parents sets the tone for how children will view these relationships.

Regular communication is essential, but it needn’t be formal or forced. Simple video calls, shared photos, or even voice messages can help maintain connections between visits. The goal is to make grandparents feel like present figures in children’s lives rather than occasional visitors.

Creating meaningful shared experiences

Successful grandparent-grandchild relationships thrive on shared activities that span generational interests. Encourage grandparents to share their hobbies, whether it’s gardening, cooking traditional recipes, or teaching card games. These activities create lasting memories whilst passing down family traditions and skills.

Consider planning regular one-to-one time between each child and their grandparents. This might involve overnight stays, special outings, or simple afternoon activities. Individual attention helps children feel valued and gives grandparents the opportunity to develop unique relationships with each grandchild based on their individual personalities and interests.

Navigating different parenting approaches

Generational differences in child-rearing approaches are inevitable, but they needn’t become sources of conflict. Have honest conversations with grandparents about your parenting boundaries whilst remaining open to their wisdom and experience. Children benefit from seeing that adults can respectfully disagree and still maintain loving relationships.

Allow grandparents some flexibility in their approach. Perhaps they’re more permissive with treats or bedtimes during visits. These differences can actually become special aspects of the grandparent relationship that children cherish, provided safety and core values aren’t compromised.

Special considerations for foster children

Children fostered with an agency like ISP Fostering might initially struggle with trust or feel uncertain about forming new attachments to extended family members.

Patience and consistency are paramount when introducing foster children to grandparents. Start with shorter, less overwhelming interactions and allow relationships to develop gradually. Grandparents should be prepared to follow the child’s lead, offering warmth and stability without pressuring for immediate closeness.

Foster children may also maintain connections with biological grandparents or significant older adults from their past. Supporting these existing relationships, where appropriate and safe, demonstrates respect for the child’s history whilst building new family bonds.

Read more: Can you still get a pension if you’re over 50?

The long-term investment

Strong grandparent-grandchild relationships provide children with additional sources of unconditional love, wisdom, and family identity. These bonds often become even more precious as children mature and begin to appreciate the unique perspective and life experience that grandparents offer.

By encouraging these relationships thoughtfully and consistently, parents create a gift that enriches their children’s lives immeasurably – the joy of truly wanting to spend time with the older generation, not out of obligation, but out of genuine love and connection.

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Let’s be honest, there is something undeniably appealing about the idea of unpacking your suitcase once and letting the scenery come to you, especially when the alternative is dragging your luggage through Heathrow or waiting for a delayed train at St Pancras. But the world of cruising has changed. It is no longer just about “blue rinse” brigades playing bridge or formal captains’ tables. The options now are staggering, and picking the wrong ship is the quickest way to ruin a perfectly good holiday. So how do you choose the right holiday at sea?

If you haven’t looked at a cruise brochure in the last decade, you are in for a shock. The industry has moved on from the days when the height of entertainment was a cabaret singer and a game of quoits. Nowadays, the variety of ships sailing out of Southampton, Dover, and Liverpool is frankly bewildering.

For the British traveller, the priorities are often a bit different than for our American cousins. We generally appreciate a good cup of tea in the cabin (a kettle is non-negotiable), we tend to be a bit more reserved about enforced socialising, and we have a very specific relationship with “dressing for dinner.” Some of us love the chance to break out the tuxedo, while others think a holiday means never having to wear a tie.

The danger is that the marketing can all look the same

Every website shows happy couples clutching glasses of champagne against a sunset. They don’t tell you that on Ship A you will be surrounded by 5,000 people and loud poolside DJs, while on Ship B the average age is 80 and the excitement peaks at the afternoon scone selection. Neither is “bad,” but if you end up on the wrong one, you will be miserable.

We need to look at this logically. It is about matching your personality and your budget to the “hardware” (the ship) and the “software” (the vibe). Whether you want to sail from a UK port to avoid airports entirely, or fly out to the Med for guaranteed sunshine, here is a breakdown of what is actually on offer.

The “no-fly” resort ships

For many Brits, the holiday starts the moment you step out of the car at the port. This sector is dominated by P&O Cruises, which is effectively the national cruise line. Their ships are built for British tastes. That means the plugs are the right three-pin shape, the prices are in sterling, and there is always a decent curry on the menu.

These ships, along with the Southampton-based vessels from Royal Caribbean and MSC, are massive. We are talking about floating towns. The newer P&O ships like Arvia and Iona have glass-roofed “SkyDomes” so you can enjoy the pool even when the weather in the Bay of Biscay is acting typically British.

These are brilliant for families. The kids’ clubs are usually excellent, giving parents a chance to escape to the gin bar. The atmosphere is lively but generally manageable. Just be aware that during the school holidays, these ships are packed to the rafters. If you are looking for peace and quiet in August, this is not where you will find it. Also, be prepared for the “sunbed wars”—getting a lounger by the pool on a sunny sea day requires military-level strategy.

The traditional experience

This is a very specific niche that thrives in the UK market. Lines like Fred. Olsen and Saga (which is strictly for the over-50s) offer a completely different pace of life. The ships are smaller, often older, and they have a classic maritime feel. You can actually tell you are on a boat, not a shopping centre.

The focus here is on comfort and familiarity. The crew often feels like family—many passengers return to the same ship year after year. The entertainment is more low-key: think lectures on naval history, classical recitals, and ballroom dancing rather than West End musicals.

Dining is a structured affair. You likely have a set table and a set time, which suits people who like routine and getting to know their tablemates. If you dread the idea of using an app to book your dinner, these traditional lines are a safe haven. They are less about “flash” and more about a quiet pint in the pub and a polite conversation.

The luxury cruises

If you recoil at the thought of signing a slip of paper every time you order a drink, you need to look at the luxury sector. This is the domain of – to name one – Swan Hellenic and the ultra-traditional Hebridean Island Cruises (a favourite of the late Queen).

The sticker shock on these can be intense, but for the British market, the “all-inclusive” nature is a massive selling point. We generally hate the American culture of constant tipping and adding tax. On a luxury line, the price you see is usually the price you pay. Your gratuities are covered, the wines are free-flowing, and the minibar is stocked with your preferences.

The ships are intimate suites-only vessels. You won’t be fighting for space. In fact, the space-to-passenger ratio is the real luxury here. You can find a quiet corner to read your book without hearing someone else’s conversation. The service is intuitive but not overbearing. They know you want a slice of lemon in your water, not lime, by the second day. It is refined, quiet, and incredibly relaxing.

River cruising

River cruising has exploded in popularity in the UK, largely thanks to TV programmes showing celebrities drifting down the Danube. Viking is the big name, but don’t overlook Riviera Travel (very popular with Brits) or TUI River Cruises.

This is the “civilised” way to see Europe. There is no sea sickness because the water is flat. You dock right in the centre of Cologne, Vienna, or Budapest. You walk off the ship, do your sightseeing, and come back for a four-course dinner.

It is a very social experience. The ships are small—usually under 200 passengers—so you will end up chatting to people. The demographic tends to be retired, well-travelled, and interested in culture. It is not a cheap option, but like the luxury ocean lines, a lot is included, usually wine with lunch and dinner and a daily excursion. Just don’t expect a casino or a climbing wall; the entertainment is usually a local musician or a quiz night.

Expedition voyages

We are a nation of nature lovers—blame David Attenborough—and expedition cruising appeals to that curiosity. This is about going to the Arctic, Antarctica, or the Galapagos. Hurtigruten is a classic choice here (originally a Norwegian mail boat service), but newer players like HX and Swan Hellenic are upgrading the experience.

This is not a holiday for lounging. You are up early, putting on waterproof trousers and lifejackets to jump into a Zodiac. You are there to learn. The “entertainment” team are marine biologists, geologists, and historians.

For the UK market, Noble Caledonia is a stalwart in this area. Their small ships go to places the big boys can’t, like the remote islands of Scotland (St Kilda, Orkney) or the smaller Greek islands. It is intellectual travel. The accommodation is comfortable but rarely ostentatious; the luxury is the access to the destination.

Adult-only options

Finally, a note on the rise of adult-only ships. Virgin Voyages (which sails from Portsmouth in the summer) has shaken things up. It is very different—no buffet, tattoo parlours on board, and a “rockstar” vibe. But don’t dismiss it as just for youngsters; the average age is often in the 40s and 50s. It appeals to people who want good food and late nights without any children running around. P&O also has two adult-only ships (Arcadia and Aurora) which offer a much more traditional, quiet experience for those who want to avoid the school holiday chaos.

To help you make up your mind, here is a quick summary:

• if you want a stress-free family holiday without flying, book a P&O or Royal Caribbean ship sailing from Southampton;
• if you prefer a “proper” ship with formal nights and a mature atmosphere, look at Fred Olsen or Titan;
• if you hate hidden costs and want impeccable service, the investment in a Luxury Cruise like Silversea or Seabourn is the way to go;
• if you want culture and convenience in the heart of Europe, choose a River Cruise with Riviera or Viking;
• if you want to see wildlife and don’t mind getting your boots muddy, book an Expedition voyage;
• if you want to avoid children entirely, look specifically for Virgin Voyages (for modern) or P&O’s Arcadia (for traditional).

Sources and further references

For the UK market, these are the best places to check reviews and prices:

• The Telegraph Travel (they have an excellent cruise section with very honest ship reviews);
• CLIA UK & Ireland (the official industry body).

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To find a car that suits the needs of a growing family but does not strain the budget is tough. It’s not enough to randomly scan the prices of cars on the market. An ideal family car must be safe, practical, comfortable, and economical. Good planning is what you need to balance these priorities.

Affordability starts with smart financing

Those parents who have to balance mortgages, childcare, and general cost of living cannot always afford a hefty payment upfront. That is where the strategic car finance deals come in. By choosing a hire purchase, personal loans, or a PCP plan, the savings can be retained. But this means they will often then be able to afford high-quality, well-equipped cars. Numerous providers are now offering packages that are specifically designed to suit families, and thus, flexible repayment terms are more readily available.

Prioritising what matters most

Safety first

When carrying children, reliability and protection is non-negotiable. Look for cars equipped with multiple airbags, high Euro NCAP ratings, and driver-assist systems, such as lane departure warnings, or automatic emergency braking. Isofix mounts for child seats should also be considered a must-have.

Space without excess

Ample legroom and storage are essential, but not every family needs a full-sized SUV. Consider how often you’ll fill the boot, how many car seats need installing, and whether a third row of seats is really necessary. Compact MPVs or estates often strike a balance between spacious interiors and manageable dimensions for city parking.

Fuel efficiency over power

Most families prioritise economy over acceleration. Smaller engines and hybrid models often offer excellent fuel consumption figures while keeping insurance costs lower. For longer daily commutes or school runs, pick something known for dependable mileage and reduced emissions.

Infotainment and everyday usability

Modern cars often come with built-in tech that enhances convenience. While rear-seat screens or panoramic sunroofs may feel indulgent, features like Bluetooth connectivity, Apple CarPlay, or Android Auto can simplify everyday driving. Climate control, parking sensors, and sliding rear doors might seem minor, but in practice, these additions make life on the road considerably smoother when kids – or grandkids – are involved.

Evaluating total cost of ownership

Upfront costs are just the beginning. Ongoing maintenance, tyre replacement, road tax, and fuel all affect how affordable a car truly is over time. Choose car makes with strong reputations for durability and low service bills. Read reviews on running costs, and compare them over a projected three-to-five-year period to gauge true value.

Matching finance to family circumstances

Fixed monthly payments for budget control

Hire Purchase (HP) agreements lock in a fixed cost each month. Once the final payment clears, ownership is transferred. Ideal for families who want long-term security without surprises.

Flexibility through PCP

PCP (personal contract purchase) offers lower payments and options at the end of the term. You can buy the vehicle, swap it for a newer model, or return it entirely. This suits families that might need to upgrade regularly as their space requirements change.

Making a sensible choice without sacrificing comfort

It’s possible to drive something safe, attractive, and versatile without spiralling into debt. Stick to the must-haves, and resist the pressure to pay extra for luxury add-ons you’ll rarely use. Buyers willing to compromise on brand prestige often unlock significantly better value, with some lesser-known models outperforming expensive competitors in long-term reliability.

Final thoughts

Choosing the correct family car is not a one-size-fits-all choice. Considering functionality, long-term costs and flexible financing, parents will be able to make certain decisions that match both current and future requirements. Now that you know how various types of vehicles, as well as finance options, fit into your lifestyle, your next car can fit your lifestyle as well as not cause you any headaches.

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The post How to choose a practical family car without overspending appeared first on Silver Magazine.

At a time when many look forward to gathering with family and friends, the prospect of ‘Christmas for one’ can seem daunting. So, what can you do if you’re alone at Christmas?

Firstly, not everyone hates being alone at Christmas, so this article is aimed more at people who are on their tod, for whatever reason, and don’t really want to be. And it’s hard, knowing all the homes around you are celebrating with family, and noise, and the endless cooking, and arguing… ahem. But whether you’ve chosen to spend Christmas looking after number one, or have found yourself at a festive loose end, here’s how to make the most of the season in a single serving.

Eat what you like

Let’s face it, it’s probably not worth investing in an enormous Christmas turkey if you’re dining alone, but spending Christmas dinner solo doesn’t mean you have to do without. Take a trip to the shops to stock up on festive fayre in smaller portions and take the time to cook up something special for yourself on the day. Hotly recommended if you cannot be bothered to cook, is M&S pre-prepared food, so you can treat yourself without any bother. After all, you’re worth it.

Break up your day

Christmas Day with family often has a regimented structure to it. Presents are unwrapped in the morning, possibly a walk or carol concert. Lunch dominates the day. For those who like to indulge, there’s the King’s Speech. Perhaps other relatives or friends pop in. Then it’s bums on the couch for a Christmas film-fest.

While you may not have to work around specific timings, it makes sense to structure your day… your way. Think about creating bite-sized pieces – each one filled with something you enjoy, from a relaxing bath to your favourite film, from walking the dog to making that phone call.

The best part? You don’t have to check anyone else’s schedule.

Avoid comparisons

Anyone who’s seen a Christmas advert or sentimental film would be forgiven for thinking that all families gather together for laughter-filled feasts and sentimental cuddles come Christmas day. But let’s face it, the fantasy doesn’t live up to the reality for many of us.

If you’re feeling a little blue, imagining others basking in the heart of their family or having a blast with friends, remind yourself that around 50% of Brits admit to having an argument during the festive season. Divorce rates also increase in December and January. And according to a survey, the average spend on each child at Christmas is a whopping £420.

Reda more: Alcoholism and the chaos it causes at Christmas

Do whatever you like!

Christmas with a group often means compromise: whether its travelling to a venue, doing the cooking, buying, working out timings… people need to work around each other to create the ‘best fit’ scenario.

But if you’re spending Christmas on your own, you can do exactly what you want. This might mean getting out and volunteering, staying in and indulging, popping into friends in the evening, or attending events of your choosing. And if you just want to stay in your onesie and watch telly all day while drinking Baileys and eating M&S ready meals, do it.

“Volunteering makes my Christmas”

Anne Iarchy, 52, Barnet, Coeliac and Gluten Free Coach

Anne Iarchy

I don’t have any immediate family, and many of my friends live abroad or have commitments over Christmas, so for the last few years I’ve found myself alone on the day itself. Rather than stay in, I volunteer with my local Rotary Club, serving Christmas dinner to elderly people in the community.

It’s a fabulous event: everyone wears a Christmas jumper, there’s live piano music, wine, sherry and good cheer. And as well as having company on the day as a result, I get a great buzz from knowing that I’ve made a difference to others.

After hours, I’m at home and I tend to spend my evening chilling out. Last year, I roasted a leg of lamb in the slow cooker to enjoy for my dinner. Christmassing alone wasn’t my first choice, but now it’s something I really look forward to.

Florence Archery, 50, London, Founder of ‘Yoga Retreats and More’

Fiona Archery, photo: Joanne Withers Photography

I’ve spent several Christmases alone over the years. I’m divorced and my son, 17, sometimes spends Christmas with his father. As I’m originally from France, I don’t have any family in the UK. But I’ve learned to appreciate a different sort of Christmas to the one you see in the commercials. I appreciate the stillness: I live in London, but the streets are empty, there is less traffic. The city is lit up and I fall in love with it all over again.

I spend my day being Number 1, make myself something nice to eat, watch TV and take my ‘fur kids’ for a walk along the river. There’s a real sense of freedom from expectations.

This year, I’m going to be having lunch with two friends and my son will probably pop in. Both of my friends would have been alone otherwise. It will be nice to come together to have our own kind of Christmas. Next year, I’m running a retreat at Christmas time for others who might otherwise be alone and I’m really looking forward to it.

Repositioning Christmas for one

Being faced with Christmas Day alone can be an unhappy prospect. You might feel angry or resentful too. Perhaps you’re bereaved and absolutely dreading it.

Rather than thinking of a solo Christmas as a lonely time, if you are going to be alone, try to reposition it – the opportunity to spend Christmas the way you want. ‘You can embrace quiet, and enjoy the day as you wish,’ says Florence.

If you’d rather be occupied, charities such as Crisis at Christmas are always looking for volunteers. Or consider inviting a friend round. There will be other people in the same situation as you. ‘Don’t wait to be invited, be the one to make it happen,’ advises Florence. ‘Although avoid talking about your solo Christmas to people you’d rather not spend too much time with – you might end up with an invitation!’

Some decide to take solo holidays to get some winter sun, or join in on a winter retreat. ‘Getting the summer dresses out of the wardrobe whilst it’s really cold in the UK is very satisfying.’

Gillian Harvey

Gillian is a freelance journalist and author of best-selling novels including The Bordeaux Book Club and A Year at the French Farmhouse. Having spent 14 years living in France, she now lives in Norfolk.

The post Alone at Christmas: festive fun for one? appeared first on Silver Magazine.

Having difficult conversations with loved ones is no one’s favourite thing to do, but they are necessary. As you get older, thinking about how you want your twilight years to go is unavoidable. By having conversations about end-of-life care, you can make sure that your loved ones are aware of your wishes and can make sure they are enacted.

Here are some things to think about before you broach the topic.

Understanding end-of-life care options

Care at the end of your life can come in many different forms so it is important to be informed about your options.

There are three main types of care: palliative, hospice and home-based. Palliative care typically takes place in a hospital with a specialist team that aims to manage any pain and other symptoms as well as make your life as comfortable as possible.
Hospices are dedicated spaces that aren’t as clinical as hospitals for people nearing the end of their lives. They are designed for shorter-term stays, but they are incredibly kind and caring spaces.

End-of-life care can be given at home when suitable. You may have adaptations made to your home to make it as easy as possible for you, as well as having medical staff visit multiple times a day to look after you.

Initiating the conversation with sensitivity

Having a conversation with loved ones about your wishes can feel daunting. Discussing your mortality isn’t something you will ever want to do, but it is necessary.

It is important to remain empathetic to their feelings. Your loved ones may feel incredibly upset or awkward about it all. Try to keep the conversation open and honest, answering as many questions as possible.

If you are broaching the subject with an elderly relative, try to warn them that you want to talk about it. It may take a few different conversations before you fully understand each other.

Legal considerations and advance care planning

Organizing your affairs is always a good idea in case you become unable to do so later in life. There are several things you should do to protect your assets and interests.

Appoint a lasting power of attorney. This means that your nominee will be able to make decisions for you surrounding your care, health and finances. Make sure you file your application with the Office of the Public Guardian.

If you feel unsure about anything, consult with lawyers who specialise in elder law. They will be able to guide you through the different processes.

Accessing support services and resources

There are plenty of services available to support both you and your family through end-of-life care. You could seek out local respite services to give your family a break from caring for you as well as to get you out of the house and meet different people.

Counselling services are also beneficial for anyone struggling with the reality of reaching their last few years as well as their family members.

Aiden Winn

Aiden is an editorial and production staffer at Title Media. He’s constantly looking for opportunities to have fun and get creative, whether it be art, baking, storytelling… you name it!

The post Discussing options for end-of-life care with a relative appeared first on Silver Magazine.

You can introduce them to new experiences, and create lasting memories that mean the world as they get older. The key to a successful grandparent holiday with your grandchildren lies in choosing the right destination; somewhere accessible, enjoyable, and ideally educational.

Here’s a guide to help you find the perfect spot for a family adventure.

1. Choose the right destination

Finding the perfect spot for family holidays depends on what suits your grandkids’ interests, energy levels and age group. Younger children may need destinations that offer shorter travel times and gentler activities, while teens want to be thrilled with culturally immersive or hands-on experiences.

Accessibility and budget are also primary concerns. Research family-friendly amenities with kid-friendly accommodations, transfer services and medical facilities. This just streamlines the entire holiday and covers every base in the case of emergencies.

2. Family-friendly destinations

Beach resorts, city getaways, countryside ambling – there are so many great family-friendly locations that support your vision for an ideal getaway.

Portugal’s Algarve has gentle beaches that offer a laid-back atmosphere. Here, children can play in the sea while grandparents relax on the sand.

The Costa del Sol in Spain blends beach life and family-friendly attractions like waterparks and animal safaris that keep everyone entertained.

At Disneyland Paris, magic awaits children of all ages. Fun and excitement await around every corner with its rollercoasters, themed restaurants and character interactions.

3. Adventure holidays

More active grandparents can kick things up a notch with high-energy adventure trips. Iceland offers exhilarating pursuits with whale-watching tours, volcano visits and glacier hikes.

Closer to home, the Lake District in the UK is a haven for hiking, paddleboarding and camping, all set in some of the country’s most breathtaking scenery.

For those keen on water sports, Croatia’s Adriatic coast has everything from snorkelling to sea kayaking in a setting filled with mini-islands and crystal-clear waters.

4. Educational holidays

Combining fun with learning is best suited for curious grandchildren eager to know more about the world. A trip to Rome, for instance, offers an enriching experience of historical landmarks, from the Colosseum to the Vatican.

Animal lovers will adore visiting Europe’s renowned zoos or wildlife sanctuaries such as Triglav National Park and Edinburgh Zoo.

Many cities also offer “child-friendly” museum tours or interactive exhibits that bring history, science, and art to life in ways that engage children and adults alike.

Tips for planning a successful grandparent-grandchild holiday

• Involve your grandchildren in the planning process to enhance their excitement
• Don’t overlook practicalities like travel insurance, especially if you’re venturing into nature
• Family travel experts recommend booking tickets to popular attractions in advance to secure discounts and avoid long queues

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We know that going through a divorce is an incredibly difficult time, filled with emotional and financial challenges. One of the most significant decisions during this time is what to do with the house you shared. This can feel like a huge burden, especially when considering selling a place with so many memories. Selling a house because of a divorce is always hard.

If you want to reduce the burden of selling your property on the market, We Buy Any House can help. Having helped thousands of people in similar situations, they understand the complexities of selling a home during a divorce and can guide you through it, allowing you to move forward with ease.

Below, we detail the key decisions and steps involved and how prioritising open communication with your ex-partner can enable you to approach the sale of your property with the clarity and confidence to move forward.

Understanding the legal implications: Navigating joint property rights and legal obligations

Both spouses have equal rights and responsibilities when a house is jointly owned (often as tenants in common or joint tenants). This includes sharing the mortgage, property taxes, and any profits from the sale.

Consulting with a divorce lawyer familiar with property division will allow you to understand your rights and obligations regarding the house. They can advise you on factors such as your financial contributions during the marriage and any pre-nuptial agreements that may be in place.

Understanding your rights is advised before deciding on how to proceed with the house. This will give you a clear understanding of the likely outcome of any property sale should you choose to proceed down that route.

At this stage, you should also consider all financial commitments which you have together.

Joint financial commitments: Separating finances goes beyond the house.

Firstly, if you’ve got a joint bank account, you should contact your bank and let them know you are separating. They can put restrictions on the account, preventing either of you from increasing the overdraft or taking out large sums of money.

Mortgage and loan solutions: There are options for dealing with a joint mortgage.

You might refinance into separate loans, one spouse might assume the entire mortgage, or sometimes a sale may be necessary. A divorce lawyer will be familiar with these options and can help you understand the best course of action for you.

Deciding to sell or keep: Helping individuals make informed decisions based on their unique circumstances.

Having equipped yourself with the necessary information, the key decision to make is whether to sell or keep the house. If neither partner desires to remain in the house, selling it would be the most obvious option.

Speak to an estate agent to understand the value of your house and how much it will likely sell for. By looking at the mortgage you have remaining on your property, you will know how much money will be released by selling the house.

Ask yourself the question: Can the money I receive from the house sale comfortably cover my separate living arrangements?

Consider factors like future housing costs, potential investments, and childcare costs.

• Will selling the house provide enough financial security for me to move forward?
• From the advice I have received from my agent, how long will the house sale take?
• Can I afford to maintain the house on my own if I decide to stay?

Setting an emotional boundary: Strategies for detaching personal feelings from the home-selling process.

Divorce can be emotionally charged, and setting emotional boundaries is often easier said than done. However, entering the process with the mindset of viewing the house as a financial asset will enable a smoother selling process. Detachment can help with a more objective approach.

Here are some tips for setting an emotional boundary…

Focus on the practicalities of selling the house, agreeing on the sale details at the beginning of the process, such as the market price and how much you are both willing to accept.

Remember that selling the house is a step towards a new chapter in your life. The calmer you approach the situation, the quicker you can complete the sale.

Fair price setting: Tips for agreeing on a listing price without conflict

As we touched upon earlier, reaching a fair agreement on the price to put your house up for sale is essential for a smooth sale. An estate agent can provide you with the value they believe you should enter the market at.

You can also speak to them about selling the property at a slightly under-market value if your priority is a quick sale. Be open and honest with your ex-partner about your expectations for the sale. Communicating directly with your ex-partner is much better for determining an agreed listing price. However, if necessary, an estate agent can act as a mediator.

Before speaking to an agent, you can do your own research online to determine what your property may be worth. Zoopla provides a free property valuation tool to give you a price range within which they believe your house sits. You can access this tool here – Zoopla House Valuation Tool

Dividing the profits: Guidance on impartially splitting the proceeds from the sale

Transparency is key throughout the selling process. Share any offers you receive with your ex-partner and agree at the outset of the process how the proceedings received from the property will be split. A divorce lawyer is usually required to help ensure a fair division based on your specific circumstances.

By following these steps and prioritizing clear communication with your ex-partner, you can move forward with confidence through the sale of your marital home. Remember, you are not alone in this process. There are professionals who can guide you and help minimize the stress of selling your house during this difficult time.

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The post Selling your house due to a divorce: how to get through it appeared first on Silver Magazine.

Luxury isn’t something my mum was accustomed to. Holidays for her as she grew up in Ireland were non-existent. Her early adult life in England was spent looking after children. Then, from the age of 29 to 65, she spent most of her days working long, long hours for the NHS, for over three decades in a mental hospital in Basingstoke.

She loved the idea of travelling but – apart from two weeks every summer (to visit family across the Irish Sea) – did very little of it.

Travels with Mum – then and now…

When I was 17, we spent a week in Malta. It was just me and her. She was only 39, and being pretty foxy-looking got chatted up constantly by amorous Maltese men.

Jacqui with her mum, top of York Minster, 1972

Then, when I’d been working as a journalist for a couple of years, I saved up some money to take her to Paris. We stayed in a cheap hotel and visited all the sights. It wasn’t especially fancy but she thought just being in the city was terribly glamorous. She really threw herself into it, and could speak pidgin French by the time we got home. I told her that one day we’d go somewhere a bit more ‘five star’.

She would have loved Cyprus with its fantastic weather. She was a bit of a sun worshipper and I’d often find her on a hot summer’s afternoon, when I got in from school, sitting on a chair in the garden, just by the back door, her freckled face tilted sunwards, soaking up the rays. The warm glittering sea and amazing history of Cyprus would have appealed to her, and she’d have definitely loved the luxurious family-run Asimina Suites hotel in Paphos: a short taxi ride from the airport. So no precious sunbathing time lost!

The staff at the tranquil, relaxing (no under-16s: might explain it!) Asimina are friendly, attentive and accommodating. But never overbearing; they go out of their way to make their guests as comfortable as possible. Within minutes of arriving, after a warm welcome and a chilled glass of champagne accompanied by a few dainty canapés (which every guest receives, not just VIPs like me), I felt instantly spoilt. My mum wasn’t a big drinker – it’d go straight to her head and make her cheeks instantly pink. But she’d definitely down a flute or two of champers given the chance.

I could imagine her face, had we holidayed here together and seen one of the luxury suites for the first time. We could have chosen a one bed or two bed, with or without private pool. I could almost hear her saying “I could happily live here!”

Hotel suite at the five star Asimina Suites Hotel

With a spacious living room, well-equipped kitchen area, super comfy king size beds and a bathroom fit for a movie star, she’d have wandered from room to room, wide-eyed and delighted.

The balcony view of the two adjoining turquoise pools with a backdrop of a private sandy beach (the largest in Paphos) would have had her jaw hitting the floor. She’d have donned her swimsuit and headed for the sun loungers in a matter of minutes and swimming in the sparkly waters of the Aegean Sea shortly after that.

Mum, you’d have adored the island, and the food and drink…

The beautiful island of Cyprus was one of many places on her bucket list but sadly she never made it. She had so many plans, but her life was sadly cut short in 2009 with many destinations left unvisited. I vowed back then that I wouldn’t do the same – leave things too late – and decided to grab with both hands every travel opportunity that came my way. I believed that if I carried her memory with me, in my heart and mind, she could perhaps somehow share my adventures.

She’d have been proud of me as I set off on my first lone journey at the age of 50. Unlike me, she’d have had no fear of travelling alone. The few solo trips she made included the former Yugoslavia, Spain, and – her favourite place – the Greek island of Kefalonia.

Read more: Why the over-50s are leading the field in adventure travel

Greek food was her favourite so she’d have definitely enjoyed the delicious meals on the Cypriot menus. The fresh Greek salads, the mouth-watering lemon chicken, the scrumptious tenderloin steaks, and the wide range of tasty desserts; the chocolate lava cake in particular. The menu at the hotel’s beachside restaurant Kymata (the most intimate of the hotel’s four restaurants) was just perfect. All my favourite dishes in one place, and the best pepper steak I’ve ever had!

L-R Mum. As a young woman in Ireland 1956, catching some rays in the back garden 1985, on her beloved Kefalonia 2000. Article on Silver Magazine www.silvermagazine.co.uk

All kinds of fun activities can be organised at the hotel. I opted for the complimentary gin-tasting session, which was more than eye-opening as I found a gin I actually liked. With ginger ale the Opihr brand felt positively medicinal (as did some of the wines I tried at a wine-tasting experience at Ktima Gerolemo winery the following day where I drank red, rosé and ‘firewater’ wines and even found a white wine I enjoyed- a rare occurrence). Yes, I know… I’ll detox next week!

My mum was also a big fan of Turkish delight (it’s one of those ‘Marmite’ things; you either love it or hate it: I’m not keen). She would have been intrigued to see it being made in an assortment of unexpected flavours (ouzo and bergamot were especially unusual) in the little family shop – Arsinoe Yeroskipos – I visited in Geroskipou.

And Mum, there’s so much history here!

She had a curious mind and would have been absolutely enthralled by Cypriot history and all the mythology. She was an artist in her spare time and, because of that, I’m sure she’d have found the ancient mosaics at the ancient site of Curium along with the ruins of the Sanctuary of Apollon Ylatis quite inspirational. Seeing Aphrodite’s Rock at Petra tou Romiou, where the mythical goddess was born from the foam of the sea, would have set her imagination whirring too.

She’d have found the 9th century Byzantine church; the Church of Agia Paraskevi, Geroskipou, interesting too. Bring a bit of a feminist she wouldn’t have approved of the sexist rule though, that mean women and girls are still forbidden to enter the inner sanctum of the church. And are only allowed to sit at the back of the church. That’s still a men-only zone.

Being used to early rises most of her life, my mum, opposite to me in so many ways, wasn’t one for staying up past midnight but she’d have had a fun (not too late) night out in vibrant Paphos Town.

It’s a shame my lovely mum left this world before she’d had a chance to properly explore it

Had I taken her to the island, I’d have insisted on heading to Omodos, the cutest town in Cyprus (in my opinion anyway), with its cobbled streets, quirky restaurants and shops selling all manner of traditional fayre; food, clothing, jewellery, pottery and artwork. I’d have taken her to lunch at Stou Kir-Yianni restaurant which, besides Kmitra (at Asima Suites) HAS to be one of the best restaurants in Cyprus. We’d have had chicken with Comanderie sauce, truffle pasta, grilled halloumi, and lashings of tomato and onion salad. And perhaps a glass or two of Cypriot wine to wash it all down.

It’s a shame my lovely mum left this world before she’d had a chance to properly explore it but I’m happy that I’m lucky enough to be able to continue her journeying on her behalf. She’s on a very different journey now, but I hope she enjoyed our trip to Cyprus from afar and is pleased that we made it there. Even though it may not have been in the most traditional of ways.

Go where I went, do what I did…

The hotel
Beachfront 5 star hotel in Paphos, Cyprus || Asimina Suites Hotel
(Book before 28 February 2025 and save 20%)

The church
Byzantine Church of Agia Paraskevi

The restaurant
Stou Kir-Yianni Restaurant

The winery
Ktima Gerolemo

The Turkish delight shop
Arsinoe Yeroskipos, Geroskipou

The Sanctuary Of Apollo

Archaelogical site and Roman Amphitheater Kourion

Other places to visit:

Lots to do in Paphos including the UNESCO World Heritage Sites

Great shopping and restaurants in Paphos Old Town, which became European Capital of Culture in 2017 and European Capital of Smart Tourism in 2023

Book before 28 February 2025 and save 20% at Constantinou Bros Asimina Suites Hotel in Paphos, Cyprus. A 7 night stay in a Junior Suite on B&B at Asimina Suites with Easyjet flights from Gatwick including luggage and airport transfers is from £999.00 per person. For further information simply contact the UK sales office on 01924 380160 or email sales@uk-cbh.com or visit www.asimina-cbh.com

Jacqui Deevoy

Jacqui Deevoy has been a freelance journalist for over three decades, starting out on teenage magazines, then later working for women’s magazines worldwide, and national newspapers including the Daily Mail, the Mirror, Express and Telegraph. These days, as well as writing for magazines, papers and websites, she produces documentaries and hosts a Monday night talk show for Unprecedented TV.

The post Dear Mum. Cyprus is lovely – wish you were here appeared first on Silver Magazine.

Many grandparents are keen to invest in their grandchildren’s future. By exploring options such as Junior ISAs, property ownership and estate planning, grandparents can provide a solid financial foundation for the next generation.

Understanding your grandchildren’s needs and goals

Engaging in open conversations about your grandkid’s aspirations is a good starting point, whether with them directly or with their parents. These might relate to education, homeownership or starting a business.

Either way, this means your support aligns with their ambitions. It will help you tailor your strategies to aid their future success.

Education savings

Starting early with education savings offers major advantages, mainly through the power of compound interest. This helps funds grow steadily over time, easing future financial pressures. It also provides more flexibility, reducing the need for larger contributions later.

There are several options available:

• Junior ISAs: Tax-free savings accounts for children, with the potential for high returns over time.
• Child Trust Funds: Government-backed accounts with similar tax benefits, though these are now only available for children born between 2002 and 2011.
• Savings accounts: More flexible but typically offer lower interest rates, suitable for short-term needs.

Read more: Could spoiling the grandkids be damaging their health?

Investing in property

Property investment offers strong potential as a long-term asset due to capital appreciation and rental income.

For grandparents, buying a home for their grandchildren to live in during university or early adulthood provides both housing stability and asset growth. Investing in a newly built home could be worthwhile due to their modern, energy-efficient designs, which can drive capital appreciation. Alternatively, a buy-to-let property can generate rental income, helping cover mortgage costs while building equity.

Long-term savings and investments

Long-term investing is key to building financial security, allowing investments to grow and benefit from compound returns over time. A balanced investment approach, tailored to risk tolerance and goals, can build wealth and ensure stability for the future. It also mitigates short-term market fluctuations.

Key options include:

• Stocks: Higher risk but potential for significant growth.
• Bonds: Lower risk, offering steady income through interest payments.
• Funds: Pooled investments in stocks or bonds, providing diversification and professional management.

Estate planning

Estate planning is essential to protect assets and ensure they are passed on to grandchildren as intended. You should consider:

• Wills: Legal documents that specify asset distribution after death, ensuring your wishes are followed.
• Trusts: These can safeguard assets, manage taxes and control when and how beneficiaries receive their inheritance.
• Other tools: Power of attorney and living wills protect assets during your lifetime by appointing trusted individuals to manage financial or medical decisions.

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