For any couple, moving in together is a big step. It’s exciting but also full of practical and emotional decisions. You might be doing it to save money, shorten your commute, or build a life together. Whatever your reasons, cohabiting will involve blending routines, finances, and expectations, all things that you will need to discuss beforehand. Here’s your guide to what you need to talk about, and do, before you make the leap.

Why are we doing this? Make sure you’re on the same page

Understanding why you’re choosing to live together helps avoid future misunderstandings. It might be different for both of you. Is it about convenience, pooling finances, or deepening your commitment? If you have clear, shared reasons, you will cohabit more successfully.

Love and budgets: Get aligned

Set money rules early to avoid misunderstandings down the road. Decide how you’ll handle bills, rent or mortgage payments, and day-to-day expenses. Will you split costs equally or proportionally according to income? Agree on a financial plan ahead of time to reduce stress and uncertainty. If you’re moving into a new build home together, you may also have to make joint decisions about furniture or what kind of appliances you prefer.

Know your legal status: Why cohabitation agreements matter

No matter how committed you are to each other, it’s important to understand that if you’re unmarried, you don’t have the same rights as those who are married or in a civil partnership. If you’re buying a home or contributing to a mortgage, consider entering into a cohabitation agreement to clarify ownership and responsibilities.

Who does what at home? Talk about chores ahead of time

Sharing the load is a critical part of living together. Set clear expectations around cooking, cleaning, and other chores. It might not sound romantic, but it will help avoid resentment later on if things get left undone. Use tech to help you by downloading a couples-focused calendar and task app that will help you stay on track when it comes to scheduling household tasks.

Create a home that feels like both of you

Work together to choose furniture and décor that reflects both your tastes. It’s also important to make sure that each of you has space for what’s important to you – for a hobby collection or a sewing area, for example. It’s also important that the space reflects your interests and personalities.

Handle growing pains patiently

Even if you’ve been together a long time, actually living together will inevitably mean discovering habits, both good and bad, that you didn’t know about. Remember, disagreements are normal, but what matters is discussing boundaries in advance and knowing how you will handle conflict when it arises.

Set expectations about personal space

Yes, you’re moving in together, but don’t feel guilty about needing your own space. Whether it’s time with friends or quiet solo evenings, maintaining your independence will make for a healthier relationship.

Build the foundations for a happy shared life

Moving in together is a huge milestone and can come with a lot of stress and uncertainty. But with open communication and mutual respect, you can strengthen your relationship and set the stage for the home life you both want.